NKGS Cooperative Bank
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  • NKGSB was founded by a great visionary Sheth Shantaram Mangesh Kulkarni on 26th September, 1917.

  • The Bank with a modest beginning in 1917, is now a Multi-State Bank having its area of operation in the States of Maharashtra, Karnataka, Goa, Gujarat and Union territories of Daman, Diu, Dadra and Nagar Haveli.

  • Today the Bank has 81 branches spread over in the state of Maharashtra, Goa , Karnataka & Gujarat.

  • Mumbai - 40 branches

  • Navi Mumbai – Vashi, CBD Belapur, Nerul, Kharghar , Kamothe, Airoli & Badlapur (7 branches)

  • Raigad – Panvel & Alibaug

  • Maharashtra other than Mumbai - Pune – (Kothrud, Aundh, Chikhli, Chakan, Bhosari, Magarpatta, Sinhagad, Wakad & Vadgaon Sheri), Kolhapur – (Kolhapur Main , Uma talkies, Ichalkaranji, Salokhe Nagar & Gokul Shirgaon), Nashik – (Nashik & Ambad) &
    Sindhudurg – (Kudal) and Ratnagiri, Aurangabad

  • Goa- Ponda, Panaji, Madgaon & Mapusa

  • Karnataka – Karwar- Main. Karwar -Baad, Hubli,  Belgaum, Sirsi, Kumta & Dharwad.

  • Gujarat – Vadodara, Surat & Ahmedabad.

  • Over the years, the Bank has consistently shown robust growth both quantitatively and qualitatively. The Bank has not only grown in size of deposits and advances, but has multiplied its net worth making the institution financially sound and fundamentally strong.

  • The Board of Directors of the Bank consists of well qualified professionals enriched with varied experience in the strategic fields of Finance, Technology, Business and Management. Being driven by the co-operative principles, management lays emphasis on profits but with focus on the welfare of our stakeholders.

  • As a part of good governance practice, the Bank has adopted code of good business principles and accepted the responsibility to ensure that they are observed down the line as a work culture in its true spirit. The business philosophy is based on four core values i.e. pillars of service excellence, customer focus, product innovation and resourceful people.

  • In terms of our commitment for harnessing the state of art technology, networking all 81 branches counter under ‘Core banking solution’, customers can access their accounts and perform banking operations ‘anywhere anytime’ with value added services.

  • The Bank has varied Deposit products to suit every needs of customers, so also the bank has occupied a place of pride with those who are financed for offering tailor-made complete credit solutions under one roof packaged at liberal, competitive and flexible terms, let it be personal finance or loan facilities for Short term as well Long term requirement of Small Businessman, Professionals, Small & Medium Enterprises and Corporates.

  • The Bank has always been in the forefront to add on value to its products and has entered into correspondent relationship and strategic alliances to offer best of the services to its customers efficiently and with convenience such as:

Tied-up as Corporate Agent with Insurance Companies to sell both the insurance products, life insurance with “Max Life Insurance Company Ltd. ” and non-life with “Oriental Insurance Company Ltd.”

A member of payment & settlement gateways of RBI through INFINET and RTGS system by way of Electronic Fund Transfer (EFT) and Electronic Cheque Clearing (ECC), which provides instant realization of funds & speedy remittances including Electronic Clearing System (ECS) both account debit & credit.

Provides Demand Draft facility under arrangement with private sector bank
Amongst few Co-operative banks, having secured License as Authorised Dealer Category II of RBI which offers sale and purchase of foreign exchange, foreign remittances, etc.
Also caters to Forex business needs through foreign exchange arrangement made with private sector bank.
Tied up with UAEXchange for fast inward remittance of foreign exchange.
Providing facilities - Pension a/cs, ‘SMS Banking’ and also ‘iConnect’ for hassle free payment of taxes.
Tied up with NSDL as a Depository Participant offering Demat services at all our branches
Tied up with NPCI for RUPAY network and it is now linked up with more than 77,000 ATMs across India.
NKGSB bank offers “8 to 8 banking”
and “7 days” working at Select branches.
At NKGSB its “Smart Banking Straight from the Heart”
 
         
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