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Home - Products - Loans and Advances - Retail Loan

Retail Loan
 

Offers a wide variety of Retail Loans. Whatever be your need, our range of retail loans will suit your requirement. PLR of the bank is 14.75 % w.e.f. 1st September, 2013.

Home A Loan Life Cycle Banking Scheme
 

Realize your dream with a complete
package to meet all your housing
finance needs

  Enjoy additional loan anytime without additional security or guarantee
Profina Medifina
 

Customized loan for fast track
professionals

  A red carpet welcome for medical professionals
Vehicle Loan Mortgage Loan
 

Zoom ahead in your life

  Mortgage your property to payoff various expenses
Educational Loan Personal Loan
 

Fulfill your dream of higher education

 

Buy your dream today with quick finance

Consumer Loan Swayamsiddha
 

Acquire consumer durables, as your
home is more than just four walls

 

Loan for professional women

SME Loans
Stree Udyogika Stree Sakhi
 

Loan for women entrepreneurs

 

Loan for working women

 
Home - A - Loan
Realize your dream with a complete package to meet all your housing finance needs
Features & Benefits
Interest charged on daily reducing basis
No pre-payment / foreclosure charges for housing Loans
Attractive interest rate
Simplified documentation
Easy repayment options - ECS/ Post dated cheque / Standing Instruction
Low processing fees
Speedy loan approval
Offers Insurance cover for all assets at attractive premium
Purpose : Purchase residential premises
Eligibility : Salaried / Professional / Businessmen
Quantum of loan    
Up to 80% of agreement value for salaried person
Up to 75 % of Agreement value only (excluding stamping and registration) for professionals.
Limit upto Rs. 70 Lacs
Documentation : Refer Basic Documents - Retail Loan
In addition to the basic documents
Copy of Agreement or Allotment Letter
Chain of Agreements in case of re-sale
NOC from Society / Builder
Share Certificate of the Society in the name of seller
Leave & License Agreement if the applicant is currently staying on rent
Security : Equitable Mortgage of the premise
Surety : 2 Guarantors
Repayment : Tenure of 20 Years is available
Privilege :

Enjoy additional Life Cycle Banking loan against same security with minimum documentation in a hassle free way

* Conditions Apply
 
         
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