Earn Interest at 8% p.a. for SENIOR CITIZEN and 7.50% p.a. for GENERAL PUBLIC on FIXED DEPOSIT. T&C Apply.
KYC is one time exercise while dealing in securities markets (Click for more details)
Service Charges / Locker Rents & Deposits Rates Revised
Bank through Mobile/Net banking for free NEFT/RTGS/IMPS fund transfers.
Now avail benefits of RuPay Platinum on RuPay Debit Card
Savings Deposit
Savings Account is primarily meant to inculcate a sense of saving for your future financial requirements. The main purpose of the account is to save in small or large amount from time to time. Your savings remain liquid and safe, earning a steady interest. Our Savings Account comes with a host of convenient features and banking channels to transact through.
Eligible to operate a Savings Account
- Individual - Single / Joint account
- Minor - Operated by guardian natural / appointed by court
- Illiterate person - Operated by thumb impression
- Trust - Private / Public / Hindu Undivided Family
- Club, Association
- Charitable Religious Institution
To open Savings Account : Refer Basic Documents - Savings Deposit
To download Account Opening Form : Click Here
Interest on all types of savings accounts @2.75% p.a. on daily balance w.e.f.04.07.2022
- SB Regular
- Gen Next Accounts
- Dignity Saving
- HNI Accounts
- Basic SB Account
- NRE Saving Account
- SB Salary
- Maitreyee
A regular Savings account - (1001)
Salient features of the scheme
- Minimum opening balance ₹ 1000/- ( with cheque book )
- Free cheque book of 25 leaves.
- Issuance of Free Debit Card.
- Desk Drawing facility
- Free account statement facility
- Fund transfer facility through RTGS/NEFT anywhere in India
- Any branch banking facility
- Demat facility
- Safe deposit locker facility *
* For Selective branches
* Conditions Apply
| Product Names | |||
|---|---|---|---|
| Particulars | SBKID (1011) |
SBSTUDENT (1012) |
SBYUVA (1013) |
| Age Group | 09-10 years | Above 10-18 years | Above 18-26 years |
| Account Operation | Minor operated by Guardian | Self | Self |
| Monthly Average Balance (With/Without Chequebook) | Nil | Rs.100/- | Rs.500/- |
| Free Cheque Leaves | 25 leaves per year | 25 leaves per year | 25 leaves per year |
| Charges for non-Maintaining of Average Balance | Nil | Rs.100/- plus GST | Rs.500/- plus GST |
| SMS Charges | Rs.0.25 Per SMS Plus GST (Per Quarter) | Rs.0.25 Per SMS Plus GST (Per Quarter) | Rs.0.25 Per SMS Plus GST (Per Quarter) |
| Passbook | Free | Free | Free |
| DD / PAYORDER | Free for Education Purpose | Free for Education Purpose | Free for Education Purpose |
| Debit Card | Free Rupay Platinum Contactless Debit Card No AMC for 1st Year | Free Rupay Platinum Contactless Debit Card No AMC for 1st Year | Free Rupay Platinum Contactless Debit Card No AMC for 1st Year |
| Internet / Mobile Banking | Free | Free | Free |
| RTGS/NEFT through Net Banking & Mobile Banking | Free | Free | Free |
- Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to periodic revision.
- Other charges are as mentioned in the service charge schedule
- For other terms and conditions Click Here
* Conditions Apply
Savings account for senior citizens above the age of 60. - SBDG (1005)
Salient features of the scheme
- Minimum Monthly average balance is ₹ 500/-
- Free 25 cheque leaves per year
- 25 % concessions on remittance by issue of DD / Payorder
- 25 % concessions on RTGS / NEFT charges
* Conditions Apply
These will now be in three categories- Super Savings, Super Esteem Saving and Super Exclusive Saving
Salient features of the scheme
| Product Names | |||
|---|---|---|---|
| Particulars | SB HNI Savings Account (1007) |
SB Super Esteem Savings Account (1008) |
SB Super Exclusive Savings Account (1009) |
| Average Monthly Balance (AMB) | Rs.25,000/- | Rs.50,000/- | Rs.1,00,000/- |
| Free Cheque Leaves | 50 leaves per year | 100 leaves per year | 200 leaves per year |
| DD / PAYORDER Charges | 0.30% with a minimum of Rs.30 & Maximum of Rs.10,000 (plus GST) | 0.30% with a minimum of Rs.30 & Maximum of Rs.10,000 (plus GST) | Free |
| RTGS/NEFT through Net Banking & Mobile Banking | Free | Free | Free |
| IMPS Through Mobile Banking | Upto Rs. 1 Lakh - Rs.5 plus applicable GST. Above Rs.1 Lakh - Rs.12.50 plus applicable GST. | Upto Rs. 1 Lakh - Rs.5 plus applicable GST. Above Rs.1 Lakh - Rs.12.50 plus applicable GST. | Upto Rs. 1 Lakh - Rs.5 plus applicable GST. Above Rs.1 Lakh - Rs.12.50 plus applicable GST. |
| Internet / Mobile Banking | Free | Free | Free |
| Minimum Balance Charges | Rs.200 plus applicable GST | Rs.250 plus applicable GST | Rs.250 plus applicable GST |
| Demat Account (Annual Maintenance Charges) | Nil 1st Two Years | Nil 1st Three Years | Free |
* Conditions Apply
Savings account for people of limited means - Basic SB Account (1075)
Salient features of the scheme
- Minimum opening balance of ₹ 5/-, thereafter Zero balance
- No cheque book facility
- If cheque book facility is required, minimum balance to be maintained ₹ 1,000/-
- No incidental charges
- Anywhere banking, for those availing cheque book facility
- Nomination is mandatory
* Conditions Apply
Savings account for NRE to maintain foreign currency earnings in Indian rupees.
Eligible to operate a Savings Account
NRE Saving accounts can be opened in the names of non-resident individual of Indian nationality or Person of Indian origin.
Non-Resident Indian (NRE)
As per clause 2(W) of FEMA 1999 indicates that “ A person resident outside India” means a person who is not resident in India.
FEMA 1999, as per Clause 2(V) defines a “Resident” as under.
A person residing in India for more than 182 days during the preceding FY but does not include a person gone out of India for employment, business, vocation outside India or for any other purpose where his intention to stay outside India for an uncertain period.
Person of Indian Origin (PIO)
PIO means a citizen of any country other than Bangladesh or Pakistan, if he at any time held an Indian Passport, he or either his parents or Grandparents was an Indian and permanent resident in India at any time.
To open Savings Account, you just need to provide
- Duly completed account opening form
- Photocopy of current passport
- Photocopy of valid work permit or employment visa
- Employment letter
- Photocopy of PIO Card
- Proof of residence of the applicant
- Two recent passport size color photographs of applicant(s)
* Conditions Apply
Salary accounts of employees of Institution / Corporates. - SB Salary (1015)
Salient features of the scheme
| Product Names | |
|---|---|
| Particulars | Salary Savings (SB Salary (1015)) |
| Minimum Balance (with or without Cheque book) |
Zero Balance |
| Free Cheque Leaves | 25 Cheque Leaves p.a. |
| Internet/Mobile Banking | Free |
| DEBIT Card Issuance Fees | Free |
* Conditions Apply
Special Savings for women - Maitreyee (1014)
Salient features of the scheme
| Product Names | |
|---|---|
| Particulars | Maitreyee (1014) |
| Average Monthly Balance (AMB) | ₹ 5000/- |
| Free Cheque Leaves | 50 Cheque Leaves p.a. |
| DD/Payorder | 25% concession |
| Internet/Mobile Banking | Free |
| DEBIT Card Issuance Fees | Free |
| RTGS / NEFT Charges | 25% concession |
* Conditions Apply
Disclaimer
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